Because credit became so easy to obtain people quickly got used to spending more than they made. Right now, the average household in the United States...is well past $50,000 or more in debt. And, by the way, that does not include home ownership. That's way up from the 50s when the average debt load was less than $4,000 per household which did include home ownership."Son, do you remember once when you asked me what money was?" Sure, you said it was nothing more than a tool people used to acquire. Later that night as everyone went to bed I met her in the hallway as I went to brush my teeth. She followed me into the bathroom and behind her closed the door and locked it. I stood with my back to the sink and she sat on the edge of the bath, she had changed and was wearing a long black cotton nightie with a slit in the side right up to her thigh. I couldn’t help but stand there and admire how much my sister, even at 15, had grown into this fine and hot young lady. She sat an smiled and. More

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