I whispered my response."Janice, I thought you would know that I would do everything I can to help you."She sniffled. "Yes, I know. That's why I could...'t say anything." So... you can't make the payments?" No. And they are threatening to hurt my baby if I don't pay them back." Who did you borrow the money from, Janice?" It's a place over on Thurston Street called Joe Spadori's Loans." Ohmigosh! You didn't! He's a loanshark. No, it's okay. We'll find a way. What do they want?" They are demanding. She tried to sound cheerful as she answered, although she felt dread in the pit of her stomach, "Hi Daddy!" You have 5 minutes to get home." Daddy said tersely into the phone.The girl quickly said her good-byes and raced all the way to her house. She stood on the porch trying to catch her breath, while thinking what she could say to lessen Daddy's obvious bad mood. She knew what it was about and steeled herself as she opened the door.Quietly she greeted Daddy, "Hi, Daddy, I didn't expect you. More

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