"Because things may well get worse before they get better with all the cuts the government are making. These are just about to start biting and will m...ke your situation worse." That is obviously what the bank thinks too," she told me. "Yesterday we received a letter saying that unless we started meeting the repayments of the loan they would have to consider foreclosing. This would put us into liquidation. If this happens we would probably end up bankrupt and lose our home and I would have to. When he sits down they look at each other and laugh. As they drive they talk about how work was during the week since their date and other small things. They seemed very comfortable with each other as they talk. About ten minutes later they arrive at a small little diner. ‘Here we are.’ ‘Looks nice. What is this place called?’ ‘Jimmy’s. It opened about a year ago and I fell in love with it when I came in my first time. Do you think you’re ready to fall in love?’ ‘I’m hard to please when it. More

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